Plan

When are you work-optional, what would a big life decision cost you, and what could knock you off track? Estimates from your real numbers — not promises.

Tell me your annual spending and I'll compute your freedom date — when your investments can cover your life.

Glide path

Investing $0/mo at 6%/yr, here's where your balance lands — the line is the expected path, the range is the 10th–90th percentile spread.
Expected balance by age · brass = FI number · shaded = p10–p90 range
At Expected Range (p10–p90)
Age 40 $1.28 M $970.53 K – $1.67 M
Age 50 $2.05 M $1.06 M – $3.99 M
Age 60 $3.29 M $1.35 M – $7.98 M
Age 65 $4.12 M $1.51 M – $11.09 M
Age 70 $5.18 M $1.79 M – $15.11 M
Band assumes ~15%/yr volatility (equity-ish) — a generic estimate, not your actual mix. No taxes, fees, or sequence-of-returns modeled.
Assumptions return · withdrawal · age
Savings priority: your override above → derived from income → logged cash-flow.

Risk & resilience

Concentrated in BTC LPATH IDX 2050 M high
30% of your portfolio in one security ($327,653.03). A single bad event here hits your whole plan — consider trimming to diversify (mind the tax).
Projections & risk checks are estimates — decision-support, not advice.